auto accident in nc please help?
Tuesday, September 29th, 2009 at
9:14 pm
malloryreibsome asked:
okay i was in an auto accident last night in nc which my family has moved to and here is my questions first it was really both at fault the officer even said that so should i happen to get an attorney and if so what Xenical are the laws on that in nc. two insurance isnt going to pay for my honda it is totaled only because i got the wrong insurance on it you know money is tight and you get what the min. is. so if any one has any advice please give it to me thanks a bunch. and yes i was injured and my three year old was in the car with me which he wasnt hurt. and one more question if we were both at fault shouldnt we both get a ticket… omg i am really confused….
i was in the turn lane on a local road trying to get onto a local intersatae and i had a green light and she also had a green light she was coming up the slight incline and i looked brfore i let off the break to go and i was arlready across the first lane when i saw her coming my way speed limit on her part was 35 and i just let off the break so i really dont know how fast i was going but i know it wasnt aas fast as her… she hit me in the side of my car and made me slide almost 50 feet i hit a wire and came two inches away from a tree
okay i was in an auto accident last night in nc which my family has moved to and here is my questions first it was really both at fault the officer even said that so should i happen to get an attorney and if so what Xenical are the laws on that in nc. two insurance isnt going to pay for my honda it is totaled only because i got the wrong insurance on it you know money is tight and you get what the min. is. so if any one has any advice please give it to me thanks a bunch. and yes i was injured and my three year old was in the car with me which he wasnt hurt. and one more question if we were both at fault shouldnt we both get a ticket… omg i am really confused….
i was in the turn lane on a local road trying to get onto a local intersatae and i had a green light and she also had a green light she was coming up the slight incline and i looked brfore i let off the break to go and i was arlready across the first lane when i saw her coming my way speed limit on her part was 35 and i just let off the break so i really dont know how fast i was going but i know it wasnt aas fast as her… she hit me in the side of my car and made me slide almost 50 feet i hit a wire and came two inches away from a tree
You report it to your insurance company. They will decide who was at fault. If you are not at fault, the other insurance company will pay fair market value for your vehicle, assuming it really is a total.
If you are at fault, your insurance will pay for the other car. It will not pay for yours unless you have collision coverage.
Tickets are at the discretion of the office who comes to the scene, and tickets do not establish fault.
If blame is assigned to both, say 50-50, you would get half the value and your insurance would only pay half the other person’s damages, so it would depend on the damage on both cars. It may be that both of you would pay your own damages. Only your insurance has the answer.
If you could, please explain how the accident occurred. I assume that you do not have collision coverage on your own vehicle which is going to be a problem for you.
If you have an agent, contact them. They will report the loss to the other insurance company, and they will assist you in the claims handling process.
If you do not have an agent, call the third party insurer directly, and file a claim. Your insurance company will not pursue the claim for you. The claims department handles claims that you have coverage for only.
Let the adjuster know that you were injured. Have you gone to the ER or doctor?
The adjuster will complete a full liabiltiy investigation. The police report will aid in the investigation and not be use solely to determine liability.
North Carolina follows a pure contributory negligence system. With this system, if two or more people are in an accident, the damaged person is only able to recover for his or her injuries and damages if he or she did not contribute to the accident in any way, even if it was only a very slight factor. This is a very harsh rule, but it is what it is. You may be barred from any recovery.